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Discover how RGI’s modular insurance platform can accelerate your digital transformation.
Launch fast. Operate smarter. Grow everywhere
In the fast-changing world of Property & Casualty insurance, where profitability is under pressure, regulation keeps evolving, and customers expect everything now, agility isn’t optional, it’s the real competitive edge.
Insurers need a core policy administration system that enables change, scales globally, and supports real-time insurance operations—without trade-offs.
Real-time operations, full modularity, and zero-code configuration, all built on deep insurance expertise to ensure speed, scale, and control.
Whether you manage Motor or Non-Motor, personal or commercial lines, our solution helps you launch insurance products faster, handle end-to-end policies smarter and streamline operations, unlocking growth across channels and countries.
Key Features
Our P&C solution is a modular platform covering the full policy lifecycle across channels
from product design to claims settlement, all through a user-friendly and modern interface.
Zero-code product configuration: make it simple!
To proactively catch any business opportunity, Insurers shouldn’t need developers to launch a new product or edit existing ones. With our no-code configurator, business users can model tariffs, documents, rules, and coverages through an intuitive, browser-based user interface. The same product can be reused across countries, with language variants and regulatory specifics managed centrally. No hardcoding, no IT dependencies.
Define pricing, documents, rules, and coverages with full version control
At least 30% saving in time-to-market for new product launch
Zero-code along all configuration processes, with contextual help
Translate and reuse products across markets and business lines with one tool
Bulk operations and selective deployment of components to speed up changes
Embedded testing, modeling, and release tools
One platform for all your P&C products—Motor, Property, Liability and beyond.
Our platform supports Motor and Non-Motor, individual and group policies seamlessly. Quotation, underwriting, renewals, and cancellations are all handled through configurable workflows along the full policy lifecycle.
The configuration flexibility of our platform is its differentiator, making even complex activities simpler and faster to execute. This enables Insurers to cut operational costs with straight-through processes.
Rated as a Functionality Standout in Celent’s 2025 Policy Administration Report for EMEA
End-to-end lifecycle management: quotation, issuance, endorsement, renewal, cancellation
Product packages, tariffs, and documents easily maintained by business users
Streamlined automation of underwriting workflows
Powered by Artificial Intelligence (AI) tools
20+ lines of business already in production
Running in 10+ European countries across Insurers of any size
Process claims faster and smarter, with improved control.
From First Notice Of Loss (FNOL) to settlement, our module supports digital intake, workflow orchestration via BPM, integration for fraud checks and expert networks, so you can manage even the most complex cases end-to-end, without slowing down.
RGI platform handles Claims processes end-to-end, with complete support for digital self-service, expert networks and automated management.
Digital FNOL from portal (self-service) or via distribution network
Business rules and BPM workflows
Powered by Artificial Intelligence (AI) tools
Integration with third parties’ digital tools for smart appraisal, fraud detection, expert networks
Full claims lifecycle, from intake to settlement
Improve seamless customer experience and communications across every channel.
From agent portal to policyholders’ customer area, our front-end has the same user experience across every touchpoint. Whether you’re operating with agencies, bank branches, online, or managing a hybrid network with resellers and retailers, our platform delivers widget-based and card-based, user-friendly interfaces customized by role and channel. Our API-integrated portal enables insurers to build customer journeys that are seamless, compliant with EU and local requirements, and conversion-ready.
Same portal and user experience (UX) for all distribution networks
Dedicated, compliant and user-friendly customer area for policyholders
Widget-based, modern and configurable user interface (UI)
Customizable by channel and role for a real omnichannel experience across any touchpoint
Powered by Artificial Intelligence (AI) tools
API integration with third parties’ CRM, digital tools and customer communications
Benefits
Built for Insurance. Backed by Experience.
Everything is built to minimize complexity and maximize control, so you can focus on growing your business, not on managing your system.
One suite for policy, claims, product, billing, and distribution
Natively integrated with other lines of business
Real-time execution, no latency, to minimize time-to-market
EU and local compliance ensured
Awarded by Celent for its breadth of functionality and maturity in production
Trusted by 130+ leading insurers of any size across 10+ European countries
Available both in Cloud via Software as a Service (SaaS) and on-premises
Open by design: RESTful and API powered for easier ecosystem integration
An AI-powered platform that accelerates your ambition
Fully configurable, with low to zero-code approach for maximum flexibility
900+ people dedicated to fast delivery and long-term support in EMEA
Average time of implementation of 7–12 months for the first business line, 4–6 months for any additional one
Frequently asked questions
Absolutely yes. Our solution handles Motor, Property, Liability, and more—across personal and commercial lines—on one single platform. Other LoBs supported? Umbrella, workers’ compensation, flood, cyber insurance, professional liability… Get in touch to know more!
Nope. Thanks to our no-code configuration, business users can manage everything—from tariffs to documents—directly from the UI.
Typically 7–12 months for the first business line, and 4–6 months for additional ones. We keep things fast and predictable.
Yes. Our multi-layer architecture is specifically designed to scale across countries based on the Insurer’s need for growth. Products and processes are reusable across markets, languages and currencies, with country-layer management of regulatory and local differences.
100% yes. Our front-end ensures a seamless UX across all touchpoints—agents, bank branches, online, and more – as well as a centralized management for headquarters.
From smart quoting to claims automation, AI is embedded across modules to boost speed, accuracy, and customer experience.
Go for it. Our platform is designed to support both lines of business with shared architecture and reusable components, so you can finally break the silos and manage bundled offerings with a single view.
Explore all our offerings
Discover our local excellence across Europe
Explore how RGI’s product suite powers digital insurance in Italy, France, and Germany with scalable, compliant, and innovative platforms.
PASS - The EMEA-proven Core Insurance Platform for P&C and Life
PASS is RGI Group’s enterprise-grade platform for insurers across EMEA available in cloud, on-premise, or in hybrid environments. Supporting P&C, Life, and Claims, it handles the full policy lifecycle—from quotation to settlement—with embedded automation, omnichannel front-ends, and real-time analytics.
Built for scalability and compliance across Countries, brands and lines of business, PASS empowers insurers to launch new products faster, manage distribution efficiently, and deliver top-tier customer experiences.
KELIA - Full Lifecycle Platform for Life Insurance in French speaking Countries
Developed and distributed by Kapia-RGI, KELIA is the all-in-one platform for Savings, Retirements, Pensions, and Emprunteur products in France. With a low-code product configurator, intelligent automation, and seamless omnichannel integration, KELIA simplifies complexity and accelerates product delivery.
It’s designed for fast deployment in cloud, on-premise, or hybrid environments—fully localized to meet French regulatory needs and empower insurers with complete autonomy.
V’ger - The P&C and Life Core Suite for the DACH Region
V’ger is Novum-RGI’s modular suite designed for German-speaking markets. Supporting P&C, Life, and Claims, it offers powerful automation, native multi-language support, and fast product configuration—accelerating time-to-market while ensuring regulatory alignment.
V’ger is available on-premises or in the cloud (SaaS or PaaS), with all modules fully documented and ISO27001-compliant—ideal for insurers who demand performance, transparency, and long-term reliability.