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Discover how RGI’s modular insurance platform can accelerate your digital transformation.
One process, one proposal, multiple policies
RGI’s Bundled Insurance solution enables the issuance of multiple policies — even across different lines of business — through a single, guided sales flow.
After a quick needs assessment, the system recommends the most relevant products and collects all required information in one simple step. At the end of the process, several policies can be issued simultaneously, even if they are managed by different policy administration systems.
It’s a cloud-native orchestration layer that sits above your existing Policy Administration System, coordinating product presentation, data collection, and issuance across systems.
With this approach, insurers can offer more complete and personalized protection, improve operational efficiency, and swiftly align with shifting market expectations.
Key Features
What you can do with Bundled Insurance Solutions
Personalize bundled package
Combine Life and P&C products into a single offering based on customer needs increasing relevance and perceived value.
Accelerate sales operations
Guide the distributor through one unified journey, where customer data is collected once and reused across all products in the bundle.
Generate multiple policies
Finalize the process in one bundled package with the automatic generation of multiple policies — potentially issued on different PAS, depending on product configuration.
Guide product selection
Use integrated need-analysis tools to propose the most suitable coverages — improving both service quality and conversion rates.
Support sales networks
Equip intermediaries and sales networks (including bancassurance branches) with a fast, user-friendly tool that simplifies day-to-day selling.
Benefits
Why insurers choose RGI Bundled Insurance
Enhance Customer Experience
Deliver comprehensive coverage packages tailored to individual needs — all in one process.
Boost cross-selling performance
Increase sales potential by suggesting relevant product combinations at the point of sale.
Create cross-LOB offers easily
Create multi-risk or multi-line journeys using your existing product catalog — no need to restructure or duplicate products. This means faster setup, lower complexity, and the ability to respond quickly to new customer needs without disrupting core systems.
Work across systems
The bundle works across systems — integrating with multiple PAS through APIs and adapters, ensuring long-term flexibility.
Cloud-native. Scalable. Open.
Microservices-based architecture, available as a cloud-only solution
Works across different policy administration systems via API
API-ready for integration with external systems
Frequently asked questions
Yes. The solution allows you to create personalized packages that combine products from different lines of business — Life, P&C, or both — based on the customer’s needs.
No. It’s not a PAS. It’s an orchestration layer that works across systems, coordinating product presentation, data collection, and policy issuance without replacing your existing platforms.
At the end of a single guided journey, the solution can generate and issue several policies simultaneously — even if each one is managed by a different PAS.
Not at all. You can reuse your existing catalog to create multi-risk and multi-line offers, avoiding complex system changes or product duplication.
It provides distributors and intermediaries — from agents to bancassurance — with a fast, intuitive tool that simplifies sales and boosts productivity.
Yes. The solution is cloud-native and API-ready, making it easy to connect with multiple PAS and third-party systems through adapters and microservices.
Explore all our offerings
Discover our local excellence across Europe
Explore how RGI’s product suite powers digital insurance in Italy, France, and Germany with scalable, compliant, and innovative platforms.
PASS - The EMEA-proven Core Insurance Platform for P&C and Life
PASS is RGI Group’s enterprise-grade platform for insurers across EMEA available in cloud, on-premise, or in hybrid environments. Supporting P&C, Life, and Claims, it handles the full policy lifecycle—from quotation to settlement—with embedded automation, omnichannel front-ends, and real-time analytics.
Built for scalability and compliance across Countries, brands and lines of business, PASS empowers insurers to launch new products faster, manage distribution efficiently, and deliver top-tier customer experiences.
KELIA - Full Lifecycle Platform for Life Insurance in French speaking Countries
Developed and distributed by Kapia-RGI, KELIA is the all-in-one platform for Savings, Retirements, Pensions, and Emprunteur products in France. With a low-code product configurator, intelligent automation, and seamless omnichannel integration, KELIA simplifies complexity and accelerates product delivery.
It’s designed for fast deployment in cloud, on-premise, or hybrid environments—fully localized to meet French regulatory needs and empower insurers with complete autonomy.
V’ger - The P&C and Life Core Suite for the DACH Region
V’ger is Novum-RGI’s modular suite designed for German-speaking markets. Supporting P&C, Life, and Claims, it offers powerful automation, native multi-language support, and fast product configuration—accelerating time-to-market while ensuring regulatory alignment.
V’ger is available on-premises or in the cloud (SaaS or PaaS), with all modules fully documented and ISO27001-compliant—ideal for insurers who demand performance, transparency, and long-term reliability.