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Discover how RGI’s modular insurance platform can accelerate your digital transformation.
More agility. Less complexity.
Design and launch insurance products with zero-code and zero delays. Cut your time to market by 30%, empowering business teams to build, test, and release new products with full autonomy.
Our product configurator is a powerful zero-code product and tariff configurator that simplifies insurance product development across Life and P&C.
With a user-friendly zero-code interface and a real-time runtime engine, it enables business users to configure, test, and deploy insurance offerings independently, without relying on IT.
Key Features
Everything you need to build, launch, and evolve insurance products. Here’s what it includes and what you can do with it.
Design products, no code required
Use a visual, browser-based interface to configure new or existing products for Life, P&C, individual, group, and multi-risk policies. No coding skills needed.
Manage tariff, rules and discounts
Set up complex pricing logic, apply multipliers, and manage commissions and discount rules with ease— supporting versioning, simulation, and real-time testing.
Efficient bulk operations
Apply changes across multiple products, covers, or configurations in just a few steps. Whether you’re updating pricing rules, adjusting underwriting criteria, or deploying new clauses, the platform lets you manage complex updates at scale, reducing manual work and ensuring consistency across your portfolio.
Model rules, no development
Define business logic at every level, from straightforward rules to complex scenarios, for underwriting, pricing, and claims, all without writing code.
Selective deploy
Whether you’re publishing a new product or adjusting a tariff, you can release changes with an interactive flow or across the board, with full control.
Standalone module
Product configurator works on its own or fully integrated with both P&C and Life suite, exposing product logic, rules, and pricing to operational systems through the runtime engine.
Runtime engine, production ready
A high-performance engine supports real-time calculations and ensures consistency across all policy administration processes.
AI features
Quicker configuration, easier maintenance, and more autonomy for your team
Natural language input
Describe your business logic in plain language—AI generates the matching formula
Formula interpretation
Select any formula and let AI explain it in simple terms, reducing errors and easing review.
Excel-style logic editor
Create or modify complex calculations using familiar syntax, optimized by AI.
Benefits
Built for speed, designed for control.
The configurator product isn’t just a configuration tool, it’s a strategic enabler that helps Insurers move faster, stay flexible, and take full ownership of their product portfolio.
Faster time-to-market
Launch new products or apply regulatory changes is a matter of days, not months. With no-code tools and ready-to-use components, your teams can move from idea to release without development cycles or technical dependencies.
Empower your business users
Product owners and business teams can take control of configuration and updates directly, without writing a single line of code. That means fewer bottlenecks, more autonomy, and faster decision-making across your organization.
Tailor every offer
Easily adapt products to specific segments, channels, or geographies. The built-in translation editor lets you manage one product in multiple languages and markets — without duplicating configurations.
Smarter resource uses
Free your IT teams from routine configuration and maintenance work. With business users in control of the product setup, IT can focus on what matters most: innovation, system evolution, and long-term strategic projects.
Fit your architecture
Whether you’re running a fully integrated RGI suite or a hybrid setup, the product configurator adapts to your needs. Use it as a standalone tool or connect it to your core systems via APIs: your environment, your rules.
Scale without limits
Designed for growth, the solution is cloud-native, SaaS-delivered, and ready for multi-tenant use. Whether you’re expanding to new markets or managing multiple brands and business lines, product configurator scales with you, securely and efficiently.
Frequently asked questions
No. The platform provides a visual, no-code interface that enables business users to design and update products independently — without developer support.
Yes. The configurator allows you to set up and test tariff rules, discounts, and commissions from a single environment, with versioning and simulation included.
Bulk operations let you apply changes across multiple components — like pricing, rules, or clauses — in just a few steps, reducing manual work and speeding up product updates.
Absolutely. You can release changes gradually (by product, environment, or segment) or deploy them across the board — always with full control.
Yes. It works both as a standalone module and as part of the PASS suite, exposing product logic and calculations through APIs to your core systems.
With a built-in translation editor, you can manage a single product across multiple languages and markets — without duplicating configurations.
Explore all our offerings
Discover our local excellence across Europe
Explore how RGI’s product suite powers digital insurance in Italy, France, and Germany with scalable, compliant, and innovative platforms.
PASS - The EMEA-proven Core Insurance Platform for P&C and Life
PASS is RGI Group’s enterprise-grade platform for insurers across EMEA available in cloud, on-premise, or in hybrid environments. Supporting P&C, Life, and Claims, it handles the full policy lifecycle—from quotation to settlement—with embedded automation, omnichannel front-ends, and real-time analytics.
Built for scalability and compliance across Countries, brands and lines of business, PASS empowers insurers to launch new products faster, manage distribution efficiently, and deliver top-tier customer experiences.
KELIA - Full Lifecycle Platform for Life Insurance in French speaking Countries
Developed and distributed by Kapia-RGI, KELIA is the all-in-one platform for Savings, Retirements, Pensions, and Emprunteur products in France. With a low-code product configurator, intelligent automation, and seamless omnichannel integration, KELIA simplifies complexity and accelerates product delivery.
It’s designed for fast deployment in cloud, on-premise, or hybrid environments—fully localized to meet French regulatory needs and empower insurers with complete autonomy.
V’ger - The P&C and Life Core Suite for the DACH Region
V’ger is Novum-RGI’s modular suite designed for German-speaking markets. Supporting P&C, Life, and Claims, it offers powerful automation, native multi-language support, and fast product configuration—accelerating time-to-market while ensuring regulatory alignment.
V’ger is available on-premises or in the cloud (SaaS or PaaS), with all modules fully documented and ISO27001-compliant—ideal for insurers who demand performance, transparency, and long-term reliability.