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Discover how RGI’s modular insurance platform can accelerate your digital transformation.
Bancassurance reimagined: a seamless digital model
Bancassurance is no longer just a distribution agreement to sell insurance through banks: it’s a business model that demands the underlying systems to keep up with speed, integration and a seamless customer journey.
Also, from a consumer point of view, the boundaries between banking and insurance are blurring: customers expect protection products to be just a tap away, embedded within their financial lives.
Our solutions are built to meet this new reality of bancassurance. Designed for Life and P&C management, our platform enables banks and insurers to collaborate across any business model — captive, joint venture, disribution partnership, or hybrid — with one goal: deliver high-value, fully digital protection services with minimal IT constraints.
From real-time quoting to multi-line bundling and insurance functionalities integrated into the banking app, our policy administration solutions make complex bancassurance simple.
Key Features
End-to-end insurance management, fully embedded in banking journeys across any model or channel.
Full lifecycle support for Life and P&C
Perform insurance activities like product design, distribution, policy administration and claims management, all embedded in banking journeys
Multi-product bundling
Combine different coverages from multiple business lines in a single flow, to meet customers’ real needs with a complete and personalized offer
Co-branded and customized frontends
A consistent user interface and experience for each branch, remote advisor and end customer, both embedded into internet banking or standalone
Distribution engine for sales networks
A complete dashboard with low-code configuration, guided journeys and cross-sell accelerators
Multi-model architecture
Support captive, joint venture, distribution partnership and hybrid business models, with flexible workflows, data flows and integration points tailored to each setup
Real-time API integration
Seamlessly operate on banking and insurance systems with API integration for CRM, KYC, compliance, core banking, and insurance portfolio
Commission reconciliation tools
Improve the interoperability between bank and insurer
Business intelligence tools
Track performance and optimize bancassurance strategy with real-time insights
Benefits
Adapt to any business model
Combine and scale across bancassurance strategies: captive, joint venture, distribution partnership and hybrid
Empowering bank branch staff
Enhance user experience with tools that guide and personalize insurance sales
Increase revenues
Catch any business opportunity, especially in the underpenetrated P&C market
Simplify IT operations
Streamline processes with a modular system designed for interoperability and minimal customization
Enhance the customer experience
Design and execute omnichannel journeys aligned with evolving protection needs
Unlock digital channels
Boost self-service operations by including B2C journeys directly within your home banking portal
Frequently asked questions
Yes. It supports the needs of both sides of the partnership, with specific functionalities for insurers or banks, enabling full visibility, shared workflows and efficient product lifecycle management.
Absolutely yes. Our modular core covers Life, P&C and Claims, letting you offer bundled or standalone products across multiple customer segments.
Yes. We provide omnichannel frontends for branches, agents, call centers and self-service portals, ensuring consistent experiences across touchpoints.
We deliver country-specific compliance updates continuously. Localisation is built-in, and updates are released without custom coding.
Built-in dashboards and analytics support performance tracking, sales monitoring, regulatory reporting, and customer behavior analysis.
Yes. It’s designed for scale, from a few branches to hundreds, supporting multiple brands, product lines, and partner configurations.
Yes. It’s multi-company, multi-language and multi-currency, ideal for cross-border bancassurance programs and shared service models.
Explore all our offerings
Discover our local excellence across Europe
Explore how RGI’s product suite powers digital insurance in Italy, France, and Germany with scalable, compliant, and innovative platforms.
PASS - The EMEA-proven Core Insurance Platform for P&C and Life
PASS is RGI Group’s enterprise-grade platform for insurers across EMEA available in cloud, on-premise, or in hybrid environments. Supporting P&C, Life, and Claims, it handles the full policy lifecycle—from quotation to settlement—with embedded automation, omnichannel front-ends, and real-time analytics.
Built for scalability and compliance across Countries, brands and lines of business, PASS empowers insurers to launch new products faster, manage distribution efficiently, and deliver top-tier customer experiences.
KELIA - Full Lifecycle Platform for Life Insurance in French speaking Countries
Developed and distributed by Kapia-RGI, KELIA is the all-in-one platform for Savings, Retirements, Pensions, and Emprunteur products in France. With a low-code product configurator, intelligent automation, and seamless omnichannel integration, KELIA simplifies complexity and accelerates product delivery.
It’s designed for fast deployment in cloud, on-premise, or hybrid environments—fully localized to meet French regulatory needs and empower insurers with complete autonomy.
V’ger - The P&C and Life Core Suite for the DACH Region
V’ger is Novum-RGI’s modular suite designed for German-speaking markets. Supporting P&C, Life, and Claims, it offers powerful automation, native multi-language support, and fast product configuration—accelerating time-to-market while ensuring regulatory alignment.
V’ger is available on-premises or in the cloud (SaaS or PaaS), with all modules fully documented and ISO27001-compliant—ideal for insurers who demand performance, transparency, and long-term reliability.